I’m Rick McIntosh, CEO of Insuring Minnesota ( We are an independent agency with roots dating back to 1982 and are experienced in servicing the insurance needs of liquor establishments. Bars, Restaurants, Taprooms, Taverns, Micro-Brewery’s & many other types of Minnesota businesses that deal with alcohol will benefit by our services. As independent insurance agents, we can provide our clients with strength and stability of large regional insurance carriers combined with personal service. WE KNOW LIQUOR LIABILITY INSURANCE! We understand your needs, and we know where to obtain the lowest rates with top quality coverage too.

Need a complete package of coverages for your business? No sweat! Liquor liability, buildings, business personal property, cyber liability, EPLI, worker’s compensation and commercial auto insurance. We have it all at very competitive rates. We provide an insurance policy review, recommendations, risk management and premium financing.

Our agency goal is complete customer satisfaction. You will receive honest answers to your questions and prompt service. We work with over a dozen liquor markets and compare each to find you the best value. Our agency is on your side and we make recommendations that are in your best interests, not ours. This is the way we do business around here, earning us many long-term clients and friends.

In addition to be able to handle all of your liquor liability insurance needs, we have numerous insurance carriers available to handle your personal insurance needs – auto, homeowners, motorcycle, boat and life insurance.

Please feel free to use our services. Request a quote online. Call us. We look forward to making you another member of our “insurance family”.

Richard S. McIntosh, – President

Call: 952-469-0425

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